Check Out Our Videos These regularly updated videos are step by step guides on how to complete various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online.


Because of vastly changing concerns regarding coronavirus (COVID-19), small businesses across America have been facing extreme adversity for the past few weeks. That is why our mission at the OCIE SBDC is to ensure the success of the small businesses that have been negatively impacted by this disease and the regulations that have come along with it. Take a look at the resources below to see what you can do to help your business prosper.  For more information contact 1-800-616-7232.


Virtual Business Consulting

For the safety and convenience of all, we will be conducting virtual consulting sessions – all at no cost. Our expert consultants are here to help you with any questions or concerns you may have about the future of your business. They will guide you through every application, help you develop a modified business plan, and provide sound advice that you can take with you for years to come. We are here to help your business prepare and recover from COVID-19. Click the button below to sign up for an initial virtual consulting session or give us a call at 1-800-616-SBDC (7232).

Upcoming Webinars

Register for the Ask SBDC Webinars Here

For Upcoming  Webinars and Online Workshops Click Here

Previous Webinar Recordings

Ask SBDC Daily Calls Recording

Town Halls Recording

My Store Front Is Closed? How Do I Sell My Goods Online? Recording

Survival Strategies for Tech Startups Recording

SBA Disaster Loan Recording

SBDC Resources

COVID-19 Resources – Download The Latest News and Resources

The Latest News and Resources for Your Business

This resource guide provides information and FAQs about Employment Development Department (EDD) resources, SBA’s Economic Injury Disaster Loan Program, our SBDC Finance Center and how we can help your business – and so much more!  Download Now

Restaurant Reopening Resource Guide

Read our guide to see what steps you need to take before and after opening your restaurant in order to comply with regulations and maintain your customers and employees safe. Download Now

How to Keep Your Restaurant Running and Successful Resource Guide

This guide for restauranteurs will go over some practices that can be implemented to streamline operations given the new reality we’re currently facing. Download Now

5 Strategies to Keep Your Business Healthy During Interruptions Resource Guide

Take a look at five tips you can implement to keep your business running and healthy during interruptions. Download Now

SBA Economic Injury Disaster Loan Resource Guide

The U.S Small Business Administration now has the Economic Injury Disaster Loan (EIDL) available to business owners. This guide will take you through the most frequently asked questions regarding the loan. Download Now

COVID-19 Video Guides

Watch our step by step video guides on how to complete various SBA forms needed for the Economic Injury Disaster Loan and other topics like driving sales online. Watch them here.

More Resources

Pandemic Unemployment Assistance (PUA)

The Employment Development Department (EDD) is offering the Pandemic Unemployment Assistance (PUA) program for unemployed Californians who are business owners, self-employed, independent contractors, have limited work history, and others not usually eligible for regular state UI benefits who are out of business or services due to the pandemic. Learn more about the program here. For the required forms you will need, view here.

If you applied to general unemployment insurance prior to 4/28/20, you MUST reapply to PUA.


  • Provides 39 weeks of benefits between 02/02/2020 and 12/26/20.
  • A 13-week extension doesn’t apply because it’s woven into the program.
  • No waiting period.
  • Claims are automatically backdated to the Sunday prior to the first date the claimant was directly impacted by COVID-19.
  • Can only go back as far as 02/02/2020 to coincide with the effective date of the program. (For CA, most were impacted in mid-Mar.)
  • The minimum weekly benefit amount is $167. (Everyone gets this.)
  • Claimants need to report their 2019 *net* income when filing. (Estimates are fine.)
  • To be considered for a higher WBA up to $450, verifiable income documentation will be required.
    • Still working on the process to get docs to EDD, but will make it retroactive to the date the claim began.
  • $600 weekly stimulus applies but only between 3/29/20 and 7/25/20.
  • EDD will automatically certify all weeks ending between 3/14/2020 and 05/09/20 to expedite payment processing.
    • If wages are earned during this time, they must report using Ask EDD (online tool).
  •  Payments will be made through the EDD Debit Card; allow at least 5 business days for mail time once the first payment is authorized.

Helpful hints:

  • Can be a bit difficult to know whether you are applying for PUA as it isn’t prominent on application
  • Be sure to answer NO to the following question if you are self-employed/1099, etc.
    • If you worked today, you should indicate the name of the employer you worked for today
    • BUSINESS OWNER, SELF-EMPLOYED, INDEPENDENT CONTRACTOR OR GIG WORKER: If you had no employment(i.e. if you did not receive a W-2) in the last 18 months and are applying for PUA, then click No below.
  • There is an option to save application draft; keep doing this throughout in case system freezes, etc.
  • Don’t forget to refresh the page
  • You might get an error/not available at this time announcement. The system is also knocking people off and asking them to try back in one hour.
  • Answer no to Question 7 – Have you been employed in the last 18 months. If you made a mistake on this question on a previous application, EDD is reporting there is no need to go back and fix this on your end.  The system has been corrected.
  • If you have an existing UI account, you don’t need to open up a new one in order to apply for PUA
  • Net income is gross income minus all allowable deductions by the IRS, including rent, gas, phone bills, etc. The bottom line, it’s what you pay taxes on. Again, an estimate is OK here.

Frequently Asked Questions:

    • I filed previously and received a letter stating I had zero benefits afforded to me. I understand now that when I filed the system was not set up for self-employed claims. Should I open a new claim or update my existing claim? Yes, please. EDD will automatically backdate your claim to the Sunday preceding the first date your business/employment was impacted by COVID-19. However, PUA claims can’t begin any earlier than 02/02/2020. 
    • If I file a new claim, should I cancel my existing claim?  No. EDD updated the system to allow you to submit a new claim without canceling the previous one.

For more information, contact the EDD Assistance Center at 1-866-333-4606 between the hours of 8 AM – 5 PM.

Tax Assistance

The Employment Development Department (EDD) is providing payroll assistance for employers who are experiencing hardship because of COVID-19. With this, employers may request a 60-day extension to file their payroll reports and taxes. For more information call EDD at 1-888-745-3886 (toll-free).


The Small Business Administration (SBA) is a U.S. government agency that provides support to entrepreneurs and small businesses. They are offering up to $2M in disaster loans for small businesses that have been impacted by COVID-19.

The state of California’s CA Infrastructure and Economic Development Bank’s (IBANK)  Disaster Relief Loan Guarantee Program (DRLGP) is also providing financial assistance for those whose small business has been negatively impacted by COVID-19.

Employee Protection

The Occupational Safety and Health Administration (OSHA) has also provided information regarding the health and safety of all workers during this pandemic.

Employers may also apply for the Unemployment Insurance Work Sharing Program implemented from the EDD. This will aid those whose hours and wages have been reduced receive unemployment insurance benefits, keep their current jobs, and reduce their risk for financial strain. This will help employers in the long run as they will not have to layoff trained and valuable employees.


Sadly, the SBDC will not be holding any more in-person events or workshops at the moment. However, we will be continuing and introducing virtual events and workshops. Make sure to keep an eye out as we begin to introduce these online programs!

Downloadable Tools

Loan Packaging Funding Checklist

A checklist of required documents to submit to our lending partners.

SBDC Start-Up Projection

This spreadsheet is for start-up businesses to use for initial projections.

COVID-19: How to Keep Your Restaurant Running and Successful

Our guide will cover practices you can implement to streamline operations during the COVID-19 pandemic.

5 Strategies to Keep Your Business Healthy During Interruptions

Read up on five tips you can implement to keep your business healthy during interruptions.

EIDL FAQ Resource Guide

Take a look at the most frequently asked questions about SBA’s Economic Injury Disaster Loan.

SBA Paycheck Protection Program Loan (PPPL) Worksheet & Data Needed

This spreadsheet provides an estimate of what you’ll receive and data needed.

Restaurant Reopening Guide

Read our guide to see what steps you need to take before and after opening …